2025 Max Ira Contribution Limits Over 50. 1 for the second straight year, the contribution limits for 401 (k)s, 403 (b)s, eligible 457s, and. The contribution limit will rise to $16,500, up from $16,000 in 2024.
For example, if you contribute $5,000 to a roth ira, the most you could contribute to a traditional ira would be $2,000 in 2025 if you’re under 50. The irs determines the maximum contribution for each type of ira annually, and they recently announced the updated limits for tax year 2025.
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